Designing for Money Across Borders
By Supriya Singh
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This paper translates the sociological findings of the use of domestic money across cultures, into scenarios for the design of electronic money and banking. This paper draws on qualitative studies in the sociology and anthropology of money, and international payments literature that show people use money differently across cultures in four main ways. These cultural insights into the use and nature of money are translated into scenarios of money transfers in diasporas, group authentication and the use of a mix of traditional and electronic channels for engendering trust.

The Mobile Phone as the Globalizing Icon of the Early 21st Century
By Christine Satchell & Supriya Singh
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This paper presents the findings from a qualitative study of mobile phones and youth culture in Melbourne,
Australia. Mobile facilitated interaction is driving a fundamental change in social mores with respect to engagement and commitment, to notions of fluid time versus fixed time and ultimately to urban mobility. While the results are based on a localized study, it is proposed that this phenomenon is happening across societies and that mobile phones themselves are becoming the globalizing icon of youth culture in the early 21st Century.

Cultural Barriers in the Adoption of Emerging Technologies
By Jenine Beekhuyzen; Liisa von Hellens; Mark Siedle
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Access to communication technology continues to be a global problem. Even in developed countries, minority groups are disadvantaged in terms of technology use because of limited ability to utilize the emerging technologies or access to such technologies. This paper reviews the literature of technology adoption across different national cultures and discusses the technology adoption within small and medium sized enterprises (SME). The Australian situation is compared and contrasted with other countries and a research agenda is suggested.